Our insurance and risk management practice covers all aspects of the risk management process for both insured business clients and major insurance companies.

For business clients, Davis Graham and Stubbs LLP has extensive experience in pursuing insurance recovery and resolving coverage disputes involving toxic tort, environmental, asbestos, construction defect, and similar matters through negotiation or litigation in state and federal trial and appellate courts.  In these cases, we work closely with our clients to maximize recoveries and safeguard their coverage rights.  DGS also provides assistance in structuring risk avoidance, mitigation, and transference mechanisms, including negotiating insurance policy terms and contractual indemnification provisions.  We craft and help implement risk control plans, addressing OSHA and other safety, health, and employment issues, and provide advice during pre-transaction due diligence.

For our insurance company clients, DGS helps resolve disputes over benefit issues, employment practices, coverage decisions, and bad faith claims through negotiation and litigation, including defending against class action litigation.  We have also assisted our insurer clients in dealing with state and federal agencies in matters involving regulatory compliance and providing new products and services to their insureds.  DGS has also assisted insurers in negotiating reinsurance treaties and handling other insurer-to-insurer issues.  We also defend insurance companies’ policyholders in areas requiring particular expertise, such as environmental, employment, construction defect, and products liability litigation.